Long-Term Disability - Arizona State Retirement System (ASRS)

Disability Insurance Summary - a comparison of the disability plans.  

Automatic Long Term Disability (LTD) Coverage

LTD insurance provides additional financial protection if you are disabled for a long period of time and are unable to continue working. LTD coverage is automatically provided through the Arizona State Retirement System.

Monthly benefit payments from the LTD plan normally begin after you have been disabled for six months. Benefit payments will continue until age 65 or until your disability ends (whichever happens first). If your disability occurs after age 60, your benefits will continue beyond age 65.

The amount you’ll receive from the plan depends on your pre-disability salary. When combined with other sources of employer provided disability benefits such as Social Security or Workers’ Compensation, the LTD benefit is 66 2/3% of your base pay. The minimum monthly payment is $50.

To File For This Benefit

You must request an application from the District Benefit Office, complete the Employee’s portion, have your doctor complete the Physician’s statement, and mail it to the Benefits Office. After the Employer’s Statement is completed, MCCCD will submit the form to the Sedgwick Claims office. If approved, your first check will be mailed to you in 4 - 6 weeks.

Employer & Employee Claim Packets

Last modified: September 17, 2007

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