Urgent Care Search - scroll down and choose
"Not a Member Yet" and
then the "PPO" option. Then choose Urgent Care Centers.
Claims/Customer Service &
Enrollment Verification & Additional Medical Card Request - Zenith
602-248-8434 (1-866-289-6245)
Women’s Health and Cancer Rights Act
The Women’s Health and Cancer Rights
Act of 1998 requires group health plans and health insurance issuers that cover
mastectomies to also cover re-constructive surgery or other related services
following a mastectomy.
Your out-of-pocket costs will differ
depending on which type of provider you select.
In-Network Providers (PPO) - These providers have
agreed to accept a negotiated fee for covered services. Your co-pays are lowest
when you use PPO providers.
Out-of-Network Providers (Non-PPO) -
Arizona health care providers who are a part of the participating provider
network. These providers have agreed to accept the allowance for covered
services, and will file claims for you. Deductibles and coinsurance will be
charged when using these providers.
Non-Contracted Providers (Non-PPO) –These
providers do not have an agreement with the PPO network. These
providers may charge the difference between their billed charges and the allowed
amount. Deductibles and coinsurance will be charged when using these providers.
You are not required to have a primary care physician direct your care. You
do not need a referral to see a specialist or other provider. You choose
whether to use an in-network or out-of-network provider.
