MetLife Dental - PPO/Indemnity Dental Plan

MetLife Dental Insurance Summary - a brief comparison of the dental plans.

MetLife Dental Provisions Document - detailed information regarding the MetLife Dental plan.

MetLife has an in-network and out-of-network option.  Participating dentists, which are considered in-network, agree to accept MetLife's allowable fee as payment in full.  When using an out-of-network dentist you will be required to pay the reasonable and customary charges based on the lowest of a dentist's usual, actual or community average charge as determined by MetLife. 

Each member of a family may choose any dentist for services.  Changing a dentist is easy, just visit the dentist of your choice. 

For dental services - (800)942-0854 or http://www.metlife.com/mybenefits

MetLife Dental Claim Form

Oral Health Library

MetLife now has an oral health library on-line that is available to employees enrolled in the MetLife dental plan.  The oral health library can be accessed either through mybenefits under the patient education section of your dental page and then selecting this image

                - or -

through www.whymetlife.com/oralhealth .  On this oral health library, you can access information about dental issues as related to other health issues (such as diabetes, heart disease, pregnancy, etc.).  You can also find our patient self-assessment guides.

If you are pregnant, you have special oral health needs:
    Try to have a complete oral exam prior to or very early in your pregnancy. All needed dental work should be done before the pregnancy or between the 4th and 6th month of pregnancy, if treatment is needed. It is possible to have urgent treatment for a problem during pregnancy, but it can present risks to your baby. Treatments are most dangerous during the first three months. If you are in the last three months of pregnancy you may have treatment, but you may find the dental chair uncomfortable.

    If you haven't already, start practicing good oral hygiene and eating a healthy diet. Be complete in brushing and flossing your teeth daily. By doing this, you can control your risk for gum inflammation and disease.

    Some pregnant women get gum disease -- a problem called pregnancy gingivitis -- which raises their chances for getting more serious gum disease. This condition can be caused both by poor oral hygiene and increased hormone levels during pregnancy. Having this problem can cause discomfort when you brush or floss, but it's important not stop brushing and flossing regularly.

    Pregnant women with gum diseases are much more likely to have premature babies of low birth weight.

If you elected MetLife's dental coverage, you may also call MetLife at 1-800-942-0854 for more information about your coverage.

Last modified: July 02, 2007

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