MetLife's MyBenefits website

Disability Insurance Summary - a comparison of the disability plans.  

Disability Provisions Document - detailed information regarding the short & mid term disability plans.

Voluntary Short-Term Disability (STD) Coverage

Short-term disability benefits are payable weekly if you are unable to work due to a non-occupational illness or injury. If you become insured for short-term disability coverage and become disabled, you may be eligible to receive a monthly benefit, payable weekly, from the plan in addition to any MCCCD accrued sick leave.

Benefits can range from a minimum of $250 to a maximum of $4,000 per month. Eligible employees may choose benefit amounts, not to exceed 66 2/3% of their base salary (this does not include additional assignments or flex credits). STD benefit payments begin after you’ve been disabled for more than fourteen (14) consecutive days and may continue for UP TO ninety (90) days. Pregnancy will pay up to 6 weeks for a normal delivery and up to 8 weeks for a cesarean. After 90 days, you may be eligible for MTD benefits.

For total or partial disability resulting from an accident or sickness that is not work related, the employee may be eligible to receive a monthly benefit, payable weekly, as described above. (Total disability is the employee’s inability to do the substantial and material duties of their occupation.) (An insured employee is partially disabled if unable, as a result of sickness, injury or pregnancy, to earn more than 66 2/3% of their pre-disability earnings.  The employee must be receiving appropriate care and treatment and be complying with the requirements of such treatment.) Benefits are paid over a ninety (90) day period even though you may not be scheduled to work.

Evidence of Insurability Required

Under this program, a specific amount of insurance is available to all eligible employees. Benefit amounts purchased as a new hire, in excess of $1,450 per month, require Evidence of Insurability. During Open Enrollment, a participant may increase coverage by one benefit level without evidence of insurability as their salary allows. If an employee is adding short-term disability coverage for the first time during Open Enrollment, any amount elected will require Evidence of Insurability.

To File Short-Term Disability

MetLife offers Telephonic Disability Reporting. If you become and/or expect to be disabled due to a non-occupational injury or illness, or pregnancy, simply call the MetLife Customer Response Center to initiate your claim for disability benefits.

To file a claim - (800)769-4638 or http://www.metlife.com/mybenefits

Last modified: September 26, 2007

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