Accident Insurance Plan
(provided without charge to all students of the Maricopa
is a brief summary of our student insurance plans. The master policies
contain complete details of the provisions, limitations, and exclusions
and will prevail at all times.
is expensive - and so are accidents. To protect students against the financial
burden of medical expenses resulting from an accident, the Maricopa County
Community College District (MCCCD) provides its students with Student
Accident Insurance. Every MCCCD student is automatically insured and the
cost for the insurance is covered in the student-activity fee.
applies only to College-related accidents.
applies to students registered in day or evening classes and who are
enrolled in an approved credit or non-credit class at any of the Maricopa
This plan covers accidents on an excess insurance basis occurring only
while the eligible student is:
1. Attending class during the hours when college is in session;
2. Traveling for regular class sessions, directly to or from home and
college other than by motorized vehicle but not longer than one hour
before class commences or one hour after class is dismissed or for the
time required when traveling in a vehicle authorized and furnished by
the college. No coverage is provided for any motorized vehicle not supervised
and provided by the College/MCCCD;
3. Participating in or attending an activity exclusively sponsored,
calendared and supervised by the College; traveling to and from the
activity in an authorized vehicle.
This plan also covers children of properly enrolled and registered students
and staff members of the College while they are authorized to use, and
only while they are using, the officially designated childcare facility
on or off campus.
Policy - School Trips
Accident and Sickness Insurance Plan
As the cost
of medical care escalates, unexpected medical-care expenses can put an
end to a student's plan for college. To guard against this, MCCCD makes
available a Student Accident and Insurance Plan. This plan was selected
because it provides the best coverage at the greatest savings. Students
who do not have accident and sickness insurance coverage are urged to
consider this optional plan at their own expense.
- All students
currently enrolled in a class at any of the Maricopa Community Colleges
or Skill Centers are eligible to purchase this insurance.
may also insure their eligible dependents who are (1) the insured student's
spouse resident with the insured students; (2) the insured student's
unmarried children, under age 19, who are not self-supporting and resident
with the insured.
who insure their dependents must enroll them for the same term of
coverage for which the insured student enrolls.
coverage (except for newborn infants) must be applied for at the
same time the student enrolls.
For a complete
description of the eligibility requirements, coverage, exclusions, fees,
enrollment forms, and the procedures for filing claims, see the Student
Services representative at your campus or contact District Risk Management